HANDLING THE BUSINESS OF GRIEF WHILE HEALING
THE BUSINESS OF GRIEF CHECKLIST
This checklist is designed to help you organize and track the necessary tasks that come with managing the financial and administrative responsibilities after losing a loved one. Take it one step at a time and lean on support when needed.
Note: This checklist is for informational purposes only and is not a substitute for professional advice. Consult an attorney, financial advisor or counselor as needed
Step 1: Gather Essential Documents
o Obtain multiple copies of the death certificate.
o Locate the will or trust, if one exists.
o Collect financial records (bank statements, tax returns, etc.).
o Secure insurance policies (life, health, auto, etc.).
o Gather legal documents (marriage certificate, deeds, etc.).
Step 2: Notify Key Institutions
o Contact the employer for benefits and final paychecks.
o Notify the Social Security Administration.
o Inform banks and credit unions to freeze or transfer accounts.
o Contact insurance companies to start claims.
o Notify creditors to update or close accounts.
Step 3: Handle Financial and Insurance Matters
o File life insurance claims and choose a payout option.
o Update or cancel health insurance for dependents.
o Access retirement accounts and pensions (401(k), IRAs, etc.).
o Review and settle outstanding debts and loans.
o Consult a financial advisor or estate attorney for guidance.
Step 4: Manage Bills and Ongoing Obligations
o Identify and pay essential bills (mortgage, utilities, etc.).
o Cancel unnecessary subscriptions and memberships.
o Settle the estate through the probate process.
o File final income tax and estate tax returns.
o Reassess your personal finances and budget.
Step 5: Take Care of Yourself
o Set limits on how much time you spend on these tasks daily.
o Seek emotional support from friends, family, or grief counselors.
o Consider joining a support group for individuals navigating loss.
o Practice self-care and allow yourself time to grieve